Important News !!

Medicare's Part A & B Annual Enrollment Period runs from January 1st through March 31st of every year. 

If you are eligible for Medicare but have not yet signed up for Parts A or  B and you do not have group health coverage through either your own or your spouse's current employment, you can sign up during the annual enrollment period between January 1 - March 31st.  However your coverage will NOT begin until the following July 1st. You may also be subject to a late enrollment penalty premium.  Penalty will not apply to someone who had employer coverage through either their own or their spouse's active employment.  COBRA and retiree coverage are NOT considered coverage based on current employment.  

To sign up for Parts A or B, contact your local Social Security Office.

Applications for the Medicare Savings Program are available here .

The Medicare Advantage Dis-Enrollment Period runs from January 1st through February 14th.

This is for individuals who are currently in a Medicare Advantage plan and wish to get out of it and return to traditional Medicare with the option to buy a Medigap and/or Part D drug plan.  This dis-enrollment period only allows individuals to leave their Medicare Advantage plan and go back to traditional Medicare. Remember if you wish to do so, you must dis-enroll between January 1 - February 14th. The change will go into effect the first day of the following month.

If you need help evaulating your coverage and hearing about your options for Medicare Part D plans and / or Medigap plans, please call CHOICES at 800-994-9422
 

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